Zisef Cards
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For freelancers & independent contractors

One card per client. One clear picture of what each one costs you.

Working with more than one client or project at once gets messy fast. Zisef lets you open a separate virtual card for each one, fund it on its own, and see exactly what it cost you when the work is done.

How it works

Every client, kept separate from the start

  1. Step 1: Sign up

    Create your Zisef account in minutes.

  2. Step 2: Add a client or project

    Issue a new card and name it after the work it's for.

  3. Step 3: Fund that card

    Add money for that client only — nothing else touches it.

  4. Step 4: Spend, kept separate

    Every purchase stays tied to that one client or project.

  5. Step 5: See what it cost you

    Close the card when the work ends and get a clean record.

Spend by client

Know what each client actually costs you

Every card rolls up into its own view, so you can see the real cost of serving each client or running each project — not just what came in, but what went out to make it happen.

This month by client
Acme Co$620
Nimbus Studio$410
Vela Labs$185
Built for solo work

Everything you need to keep clients apart

A card for every client

Open a new virtual card for each client or project, so nothing you spend on one ever mixes with another.

A budget per project

Cap what a card can spend, or lock it to certain categories, so a project never costs more than you planned.

A clean record when you're done

Close a card out when the work ends and export what it cost — ready for your own books or tax time.

Apple Pay & Google Pay

Every card works the moment it's issued — no plastic to wait on between clients.

See your real margin

Compare what came in from a client against what it cost you to deliver — client by client.

Never lose a tool to a low balance

Get warned before a subscription renews if the card behind it can't cover it.

Ready to keep every client separate?

Join the waitlist and we'll set up your first cards.

Request access