Give every team its own card — and stay in control of every dollar.
Zisef Cards issues virtual Visa and Mastercard cards for every department, project or vendor. Share them with your team, set the limits, and let finance see everything in one place.
Instant issuance · No limit on how many · Fund with crypto
Working solo with multiple clients? See Zisef for freelancers →From sign-up to your first card
Step 1: Sign up
Create your Zisef account in minutes.
Step 2: Verify your business
Confirm who you are and how your business is registered.
Step 3: Fund your account
Add money to your Zisef balance.
Step 4: Issue a card
Create a virtual card for a team, project or vendor.
Step 5: Start spending
Use it anywhere Visa or Mastercard is accepted, including Apple Pay and Google Pay.
Built for how teams actually spend
One card per team
Issue a virtual card for any team, project or vendor, create the team around it, and share access with everyone who needs to spend from it.
Category limits
Lock a card to the categories it's meant for — software, ads, travel — so it can't be used anywhere else.
Project budgets
Cap what a card can spend against a project, so spend never runs past what was approved.
Finance has the keys
Give your finance lead or CFO full visibility and control over every card the business issues, without slowing down the people who use them.
Apple Pay & Google Pay
Every card works in Apple Pay and Google Pay from the moment it's issued — no plastic to wait for.
One bill, not a hundred receipts
Pay everything in one place instead of chasing down and reconciling every purchase one at a time.
See where the money goes
Every purchase is tagged to the card that made it and the merchant it went to, so you can see spend by team, by project, or by vendor — without opening a single statement.
- Broken down by merchant and category
- Filter by team, project or card
- Updated as soon as a purchase clears
Never lose a subscription to a low balance
Zisef watches every recurring charge running on your cards and lets you know before a renewal is due. If a card won't have enough to cover it, you hear about it first — not your team.
Give finance the full picture
Export every card's activity in one file — broken down by project, category and team — so your finance lead can reconcile spend without chasing down receipts one at a time.
Frequently asked questions
What is Zisef Cards?
Zisef Cards issues virtual Visa and Mastercard corporate cards for every department, project or vendor in your business. You set the limits, share cards with your team, and finance sees all spend in one place.
How do I get my first card?
Sign up, verify your business, fund your Zisef balance, then issue a virtual card for a team, project or vendor. You can start spending as soon as the card is issued.
Where can I use a Zisef card?
Anywhere Visa or Mastercard is accepted. Every card also works in Apple Pay and Google Pay from the moment it’s issued, so there’s no plastic card to wait for.
Can I control what each card is used for?
Yes. Block the merchant categories a card should never touch (down to the MCC), cap single transactions, set daily, weekly or monthly limits, and give each project or campaign its own budget. Purchases outside those rules are declined.
How does finance see and reconcile spend?
Every purchase is tagged by card, merchant and category. Finance can view spend by team, project or vendor as it clears, and export all card activity as CSV or PDF filtered by project, team, card or date range.
What happens if a subscription renewal is coming and the card balance is low?
Zisef watches recurring charges on your cards and alerts you before a renewal is due, including when a card won’t have enough balance to cover it.
How do I fund my Zisef balance?
You add money to your Zisef balance and fund each card from it. You can also top up your balance directly with crypto.
Can freelancers and independent contractors use Zisef Cards?
Yes. Open a separate virtual card for each client or project, fund it on its own, and see exactly what each client cost you when the work is done.
Is Zisef Cards available now?
We’re opening Zisef Cards to businesses in small batches. Join the waitlist and we’ll reach out when it’s your turn.
Ready to give your team its own cards?
Tell us a bit about your business and we'll set up your first cards.